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The Penalties and Punishments for the San Antonio DWI and DUI laws Violation

After purchasing your car insurance in San Antonio, you can legally drive your car within this city and all states and cities included in your policy. When driving your car, you need to know that being charged of DUI or DWI is not acceptable. There are penalties for subsequent traffic law violations especially for driving under influence or driving while intoxicated cases.

The following penalties apply only to drivers over 21 years old.

For first DWI offense, you will be charged with a Class B Misdemeanor offense that involves the following penalties:

  • A jail sentence of 72 hours  only if there was an opened alcohol beverage at the time of the arrest
  • You’ll need to pay a fine up to $2,000 and you will also have to pay an addition surcharge of 1000$ per year for three years if your BAC was under 1.5% at the time of the arrest
  •  There is an additional surcharge of $2,000 per year, for three years if the BAC was equal or greater than 1.6%, at the time of the arrest.
  • You will have to attend a twelve hours state-approved DWI course. Failure to complete this program within 180 days from the arrest date, your driver’s license may be revoked by the Texas Department of Public Safety. You will get a probation period which will be determined by the court.
  • Another form of penalty, you will be needed to perform a minimum 24 hours of community service (this penalty can go up to a maximum of 100 hours of community service).
  • Your driver’s license will be suspended for 90 days up to one year if you submitted the chemical alcohol test. If you have refused to submit this test, the suspension period get up between 180 days and 2 years. However, if you’re at the first time offense, you might be eligible to obtain an occupational license if you meet the necessary requirements.

Getting to a second DWI offense will increase your penalties as follows:

  • You will get a jail sentence of 72 hours up to one entire year.
  • You’ll be required to pay a fine amount of $4,000 and an additional surcharge of 1500$ per year, for three consecutive years if your BAC level was under 1.6%
  • Additional surcharge of $2,000 per year for three consecutive years if your BAC level was equal or greater than 1.6%.
  • Regarding the DWI school, it will be a must to attend a 32 hours state-approved DWI course. If you do not attend the course within the first 180 days of your probation period, your driver’s license might be revoked by the Texas PDS.
  • You will have the driver’s license suspended for 180 days up to 2 years. Even if it is the second time DWI offense, you will still be eligible to obtain an occupational license if you meet all needed requirements.

Finally, on a third time DWI offence, the penalties increase even more:

  • You will get a jail sentence of two years up to 10 years.
  • You will be required to pay a fine up to $10,000 and all additional associated court costs.
  • You will also need to pay a $1,500 surcharge per year for three consecutive years if your BAC level was under 1.6%
  • $2,000 surcharge per year for three consecutive years if your BAC level was equal or greater than 1.6%.
  • As for the second time DWI offense, you will be required to attend a state-approved DWI course of 32 hours and within the 180 days of your probation period.
  • You will have to perform community service in account of a minimum of 80 hours and a maximum of 200 hours.
  • Your driver’s license will be revoked for 2 years. Even this time, you might get an occupational license, if you meet the necessary requirements.

What about drivers under 21? If you are under 21 years old, you should pay even greater attention because the laws are more restrictive. In this case, if an under 21 driver is found to be driving while drunk, having an alcohol concentration (proved through the chemical test) of 0.02% or greater, will be charged of violation of the Texas “zero tolerance” law. You’re driver license will be suspended for 30 days for the first offence violation. In case a second offense violation occurs, the license will be suspended for a period of 60 days. Finally, when a third time DWI offense occurs, the driver’s license will be suspended for 90 days. You should also know that, even if you are under 21 years old, if you are arrested for having a BAC level of 0.08% (which is the maximum limit admitted for drivers over 21 years old) or greater, you will be charged with the same fines and penalties as someone over 21 would face for a similar offense. Moreover, in order to retrieve your driver license back you will have to show proof of financial responsibility and purchase a Texas SR22 insurance coverage.

One more thing that you should understand related to the DWI and DUI laws is represented by the consequences of having a child in your car while being arrested for DWI. If there is at least one child in your car younger than 15 years old, you will end up with the following penalties: you will get a fine up to $10,000, your driver’s license will be suspended for 180 days, and you will also receive a punishment of up to 2 years in a state jail.

These are the possible consequences of being arrested under the DWI offence. You should carefully reconsider every case that might put you in this situation. For more information about DWI and DUI laws or to get the best deals for car insurance in San Antonio, enter your zip code here.

Will My Area Code Affect the Rate of my Car Insurance in San Antonio?

Among many factors that affect the computation algorithm for the auto insurance quotes in San Antonio, you should also consider your area’s zip code.

The place you live in affects your car insurance rates. Find out here how different San Antonio zip codes can increase or decrease your policy rate.

When purchasing new car insurance, you usually take into account the type of the car, you’re driving history, marital status and many other attributes that might bring you some special discounts. But there is one more important factor to be considered which can make a big difference on the rate of your policy. If you get to compare two car owners having equal factors but different zip codes, you will notice that there are differences between their quotes. These differences will occur because of their different locations.

Usually, living in an urban area (with high density population) will increase your car insurance rates compared to a rural area. This is because villages are considered to be low-risk and safer areas. Urban areas present an elevate risk because a large number of people concentrates in one area that leads to more traffic. The collision risk increase and there will be more car insurance claims. In fact, auto insurance policies are always more expansive within high-density traffic areas (like urban areas).

For a particular zip code, there are some factors that can increase the insurance rate. These are reports of vandalism or fraudulent injury claims or stolen vehicles. You should also know that you can get a better rate if within your zip code, people use the public transportation more than their own car or if local drivers are less inclined to filing insurance claims.

When considering the zip code, another important factor is represented by the auto theft risk. If you get a comprehensive coverage, you will get your money back if your car is eventually stolen. However, theft rates vary in every location. Auto insurance companies rely on the zip code to define geographical areas. If within the area you reside there are a recorded high number of stolen cars, you will probably have to pay a higher rate to get a policy for your car.

Aside from the population density and the auto theft rates which will certainly affect your policy rate, there are some other zip code based factors too. Some of these are the red-light running and the number of uninsured drivers. The higher is the population density, the higher will be the probability to have to deal with an uninsured driver.

If you live in San Antonio city and you want to move from one neighborhood to another or if you live in another rural area and you want to transfer in San Antonio, you can quickly check how your new zip code will affect (positively or negatively) your policy rate.

Start it by entering your actual zip code and your relocation zip code to get auto insurance quotes in San Antonio.

5 Essential Key Points to Obtain Cheap Car Insurance in San Antonio

Most of the people have car as their instrument for transportation. It has become a part of their lives has its personal benefit. In case of emergency, the car comes to help immensely. This is true for the residents of San Antonio since they travel mostly with their cars. Car theft instances have also set a record in San Antonio and so as with car crashes over the years. This is why it is always better to grab San Antonio cheap car insurance id there is an opportunity.

There are five important things that must take note of when you are planning to get car insurance in San Antonio.

•            Car insurance is a must

It might seem unnecessary for to own car insurance if you are extremely careful on the road or if you think filling up forms and extra bills is a bother. But the state has made it a mandatory decision for San Antonio residents to abide by. The law wants everyone to have liability coverage for their cars. A car crash is more than getting hurt. It might get you into situations where you have to pay an amount of cash you can’t imagine. Why will you pay for something that has happened due to some accident and get hurt in the process? This is where car insurance will play its role. It purpose is to cover for all the liabilities incurred during the incident.

•             Insurance Based on Cost or Customer Service

It is always better to go for car insurance with higher rate of customer satisfaction. It will not only satisfy you fully but will also ensure that you have a deal that will not cost the whole wage. There is a chance to save up for policies since it is truly possible that you can acquire San Antonio cheap car insurance.

•             Companies to trust

There are many well-reputed companies you can completely trust for providing you with the car insurance you want to own. Just make sure that you have made a thorough research about the company, the deal, and how much exactly do you need to pay. It is to avoid signing up for the deal even before you know that there are actually some hidden costs.

•             Internet dealing

Good thing, there are now certain companies that have made the process of getting the car insurance simpler. It is through the internet. But before that, gathering of appropriate information is still needed.

•            How to save up on car insurance

Saving up on car insurance is not a hassle. One easy way for it is to follow the safety measures and take care of your car with utmost dedication.

You can do more with San Antonio cheap car insurance. For further details, add your area ZIP code and get auto insurance quotes in San Antonio for free.

Three Commonly Asked Questions about San Antonio Cheap Car Insurance

With transportation discussions, it always draws a picture of your own car and its benefits. It has always been immense help with daily travels and for emergencies. With your own car, you can conveniently grab some fries or go out for a movie. This scenario is not much different in San Antonio. But along with the aid cars provide every day, you tend to forget to give care for it. This is why it is mandatory to get your car insured. With San Antonio cheap car insurance, you and your car are covered for the liabilities you might encounter in the future. The following are the 3 most asked questions about car insurance.

Why at all get car insurance?

SanAntonioCarInsuranceA car crash or a theft has more than to it than a damage car. Aside from medical expenses for the injuries you and your passenger got, there are also other property damages that you have to cover. It can accumulate into amount you can’t imagine. It is better to avoid this kind of situation and just be a law-abiding citizen. The state has made it mandatory that every car owner must have car insurance no in San Antonio since it is the most effective way to prevent the citizen suffer financial crisis in case of accidents or car damage.

What is the best way to get car insurance?

Every deal that is made must be read through and clear to the potential customer. Gather information about the company and the car insurance they are ready to offer at rates you are comfortable paying for. Researching, transactions, and negotiations can now be done through online search. Go to the company’s websites and ask for a free auto insurance quote in San Antonio.

How to save on car insurance premiums?

It is very crucial to buy a car with high possibility of being a theft or burglar’s target. To avois this, be aware of the safety measures. Install safety features on your vehicle. This will not only save your car from being stolen, insurance companies could also offer you their lowest possible premium. This is possible if you have San Antonio cheap car insurance. You can start with the basic such as safety kit, air bags, automatic seat belts, anti-theft systems, and alarms. The next step you have to do is to polish your driving skills by taking driving courses. These are simple techniques you can try first to get low-cost insurance for your vehicle.

For more information, feel free to provide us your ZIP code and get auto insurance quotes in san Antonio for free.

A Simply Guide to Obtain San Antonio Cheap Car Insurance

There is no doubt that the vehicle you own might mean more than just a machine for transportation. San Antonio cheap car insurance is no longer just an option that you may consider getting. It is more than that. It extends into being a life saver in emergencies and a friend in both need and deed. Cars are might even be one of the most prized possessions. Therefore, getting proper insurance for it is of utmost importance. There are innumerable companies that provide San Antonio cheap car insurance. Suppose there is an accident, one ends up shelling out largely more than $150,000. This is a mind boggling amount but the coverage for liability can surely provide more protection against all the excessive outflows. The minimum limit for liability on coverage is $30,000 per person involved in the accident and those who have suffered bodily injuries. For damaging property, the amount is $25,000. Car insurance company agents make sure that they have the same patience for each customer to educate them about car insurance. The car insurance is not only about the financial help you will have when you meet with an accident, it is also for security. Certainly, if there are property damages and injuries, you will have to pay for them. Agents will make it hassle free even if it is a complex procedure on how car insurance works. San Antonio cheap car insurance is a sure shot method of getting rid of this huge massacre. Any premium needed to be paid is quite low on a yearly standard. Since we waste lots of our money on unimportant issues, this one is more valuable and must be prioritized to be covered at the outset. You can even lower the rates of premium. All you will need is a little bit of consideration, attention and lots of care. First, you can install safety measures on your vehicle such as air bags and seat belts. These ensure your safety when you meet accidents. Secure you brakes and tires in good condition every time you travel. Finally, it is essential to have the knowledge on controlling your car safely. To gain better knowledge about San Antonio cheap car insurance, one can opt for thorough research about the policies offered, the coverage, rates, and types of payment systems. It will often be apparent that most insurance providers will be amenable on permitting you to invest a similar amount of money as the premium. You still have to take extra care and keep in mind the stipulations that influence the regulations and rules. The authority view most factors and precautions that influence the driving you do every day. It is important that you are aware of driving safely and carefully.

For further details regarding car insurance in San Antonio, please type your local ZIP for free.